Current Best Mortgage Rates in Manchester, NH

If you, like many other Americans, have been enticed by falling mortgage rates and are strongly considering financing your first home, the present might really be the most opportune time. Keep in mind, just because average Manchester mortgage rates are at their lowest point in history doesn’t mean every financial institution will be offering an equally low rate. In order to reduce the overall expense of your home purchase as much as possible, you will need to research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in Manchester, NH with a great rate for you. Below is a list of the best mortgage rates in Manchester across a variety of loan types.

Manchester Banks and Credit Unions with Lowest Mortgage Rates

Top Manchester 15-Year Fixed Mortgage Rates

• People's United Bank: 3.25%
• • No Orig. Fees
  • Points: 0


• Rock Financial: 3.25%
• • No Orig. Fees
  • Points: 1.75


• Service Credit Union: 3.25%
• • No Orig. Fees
  • Points: 0

Best 30-Year Fixed Mortgage Rates in Manchester

• Rock Financial: 3.99%
• • No Orig. Fees
  • Points: 2


• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• People's United Bank: 4.13%
• • No Orig. Fees
  • Points: 0

Lowest Manchester 3/1 ARM Mortgage Rates

• RBS Citizens, National Association: 3.13%
• • No Orig. Fees
  • Points: 0.13
  • Caps: 2% per Adjustment Period


• Northeast Credit Union: 3.13%
• • No Orig. Fees
  • Points: 0.25
  • Caps: 2% per Adjustment Period


• Laconia Savings Bank: 3.25%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in Manchester

• TD Bank, National Association: 2.75%
• • Orig. Fees: $468.450
  • Points: 0
  • Caps: 2% per Adjustment Period


• RBS Citizens, National Association: 3%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• People's United Bank: 3%
• • No Orig. Fees
  • Points: 0
  • Caps:

Ensure you confirm these interest rates with the lender before you apply. Mortgage rates are accurate as of 11/01/11, but could change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Manchester mortgage rate.